A couple, in hiking clothes and carrying large backpacks, approach a man sitting cross-legged on top of a rock. The woman asks the wise man about how she can attempt to control her good credit score. He advises her, with a lot of hand motions, to chop down her "uncertainty tree" and download the free CreditWise app from Capital One to help monitor her credit. In an attempt to assure them that the app is free, the wise man says, "Do hawks use the stars to navigate?" They don't know, and it turns out neither does he, but he tells them the app is still free for everyone.