While standing in front of the Statue of Liberty with his wife, a man describes a situation you might find yourself in. Imagine you're headed down a highway when the guy in front of you slams on his breaks and you can't stop in time. The man says, "No big deal," because you have Liberty Insurance Accident Forgiveness. If you have a good record, he guarantees the insurance company won't hold a grudge over one mistake. He just wishes his wife Karen wouldn't either.