NerdWallet Super Bowl 2025 TV Spot, 'Genius Beluga'

Richard, a man on a whale-watching tour, drops his phone into the ocean while attempting to take a picture. Luckily a beluga whale, a species the tour guide has just announced has an IQ of a human genius, pops up with the phone perched on its nose. Its genius is confirmed as the beluga whale is able to speak, and sounds suspiciously similar to actor Kieran Culkin. The whale refuses to give back the phone, instead informing Richard that it's a genius, and that NerdWallet is also genius. With NerdWallet, the whale says, you can find the right credit card for you with NerdWallet doing all of your research. Richard is momentarily impressed by the possibility before being sidetracked by the thought that whales use credit cards. "We don't," the whale informs him, "but you do!" it finishes, the last two words turning into a whale call.