A narrator reads a passage from the book "Short Stories & Tall Tales" next to a roaring fire. In the story, a lampoon of the classic rhyme Jack Be Nimble, a young man named Jack knocks over a candlestick, which in turn sets his pants on fire. The inferno spreads throughout the apartment. However, since Jack had applied for renters insurance through GEICO, he was able to get replacements for all his damaged belongings... and a new pair of pants from Banana Republic.

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