GEICO TV Commercial, 'A Referee's Explanation'

A few friends get together for a nice meal at a fancy restaurant where everyone is dressed for the occasion, save for one, who happens to be a referee. Decked head-to-toe in his striped gear, the ref husband gladly announces his dinner order to the entire restaurant, offering a scrupulous explanation of his rationale. After all, over-explaining is just what referees do. GEICO says, when it comes to saving 15 percent or more on car insurance, you switch to GEICO -- it's what you do.