On the dark, stormy evening of March 6, 2016, a horrendous crime took place at an unassuming suburban home. Thieves mysteriously cut out a chunk of the residents' lawn and absconded with it. Luckily, as J. K. Simmons recounts to a customer in the Hall of Claims, Farmers Insurance covered and memorialized this "turf-napping" incident. Why would anyone steal turf? Simmons poses the question to pro golfer Rickie Fowler, who denies having any knowledge about such a crime. Secreted inside his office, however, is a personal indoor golf setup created from... the missing turf!