After seeing a J.G. Wentworth commercial featuring vikings singing in an opera about their need for cash now, a man still living at home with his mother calls the company to get assistance paying off debt so he can move out. When he explains to the J.G. Wentworth representative that he receives monthly payments from a personal injury settlement, he finds out that he can get a lump sum of cash immediately rather than getting paid month to month. Delighted, he imagines all the ways he will spend his money.