When a hopelessly cheery couple approaches a contemplative woman at a holiday party, they remark that she should be celebrating -- but the woman can only mourn that her credit score is too low for such holiday cheer. They urge her to download Credit Sesame, which they claim will give her her free credit score and personalized advice so that she can increase her score. Elated, the woman can't help but surprise the man with a kiss under the mistletoe as she takes off to celebrate her holiday after all.

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David Jachin Kelley ... Husband, Krista Kelley ... Woman in two-person sweater

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