This woman is being wished a happy birthday by her co-workers complete with a song and a cake with lit candles. Brimming with joy and happiness, she eagerly blows the candles out on her birthday cake before making her wish and realizing that she'll only need to do this 26 more times before she can retire. E*TRADE says don't get mad when you can open a retirement account and put those years of employment to work for you.

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Grey Global Group Inc. (Agency), MullenLowe (Creative Agency)
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