John Michael Higgens sits embroidering a pillow as he explains that Physicians Mutual knows that planning for retirement can feel scary. He looks over to a couple getting ready for bed. The wife can't believe her husband is turning 65 the next day. Like the start of a scary movie, the light goes out when there is a sudden crash in the hall so the husband gets up to investigate and is met by Medicare zombies that demand he chooses a plan. He snaps back to reality in bed when his wife says not to worry because they are getting Physicians Mutual. Physicians Mutual says you can retire with confidence because it will find you the coverage you need.