A couple in a swimming pool lament on how they wish they were on a tropical vacation instead of sharing the pool with a water aerobics class. A BMO Harris banker, played by actor Lamorne Morris, floats up to the couple, desk and all. He explains that with a BMO high-interest savings account, they can afford the tropical vacation of their dreams. The lifeguard on duty suddenly interrupts the conversation, exclaiming that desks are not allowed in the pool.

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Tagline
“That's the BMO Effect”
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Lamorne Morris ... Banker
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Young & Rubicam Group (Agency)

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