A woman wants to attend a yoga class but it's a cah-only business. The instructor tells her there's an ATM next door but she's not keen on paying the fees. Lamorne Morris slides his desk into the studio to tell her that with a BMO Harris Smart Advantage Account she doesn't need to pay fees at over 40,000 ATMs worldwide. There's no minimum balance and no monthly fees if she gets paperless billing. The instructor tries to give Lamorne a wisdom rock for his trouble but Lamorne already has one.